Terms of Service
Last updated: November 2025
Introduction and Acceptance
Welcome to Arbor Quant. These Terms of Service govern your use of our website and the financial analysis services we provide. By accessing our website or engaging our services, you agree to be bound by these terms.
Please read these terms carefully before using our services. If you do not agree with any part of these terms, you should not use our website or services.
Service Description and Scope
Arbor Quant provides professional financial analysis services, including but not limited to:
- • Retirement trajectory modeling and scenario analysis
- • Business valuation analysis for various purposes including succession planning
- • Comprehensive risk exposure review and assessment
- • Financial documentation and analytical reporting
Our services are analytical in nature and designed to support your financial decision-making process. They do not constitute financial advice, investment recommendations, or legal counsel.
Important: Our analysis and documentation are intended to provide you with quantitative frameworks for understanding your financial situation. We recommend consulting with qualified financial advisors, tax professionals, and legal counsel before making significant financial decisions.
Acceptable Use Policy
When using our website and services, you agree to:
1. Provide Accurate Information
Supply truthful, accurate, and complete information when engaging our services or communicating with us. The quality of our analysis depends on the accuracy of information provided.
2. Use Services Lawfully
Use our website and services only for lawful purposes and in accordance with these terms. You may not use our services in any way that violates applicable laws or regulations.
3. Respect Intellectual Property
All content on our website, including text, graphics, logos, and analysis methodologies, is protected by intellectual property rights. You may not reproduce, distribute, or create derivative works without our explicit written permission.
4. Maintain Confidentiality
Maintain the confidentiality of any proprietary methodologies, tools, or information shared during our engagement. Our analytical approaches and documentation formats are confidential business assets.
You agree not to engage in any activity that could harm our website, services, reputation, or other users, including but not limited to introducing viruses, attempting unauthorized access, or engaging in fraudulent activities.
Account and Access Requirements
Website Access
Our website is publicly accessible for informational purposes. No account creation is required to view general content or submit contact inquiries.
Service Engagement
To engage our analytical services:
- • You must be at least 18 years of age or the age of majority in your jurisdiction
- • You must have the legal capacity to enter into a binding agreement
- • You must provide accurate contact and identification information
- • You must be authorized to share any business or financial information you provide
Geographic Availability
While we serve clients worldwide, certain services may not be available in all jurisdictions due to regulatory requirements or practical limitations. We will inform you if we cannot provide services in your location.
Service Modifications
We reserve the right to modify, suspend, or discontinue any aspect of our services at any time. We will provide reasonable notice of significant changes that affect existing client engagements.
Service Availability and Maintenance
We strive to maintain continuous website availability, but we do not guarantee uninterrupted access. Our website and services may be temporarily unavailable due to:
- • Scheduled maintenance and updates
- • Technical difficulties or system failures
- • Security measures or emergency maintenance
- • Circumstances beyond our reasonable control
We will make reasonable efforts to provide advance notice of scheduled maintenance. For ongoing client engagements, any service interruptions will be addressed according to the terms of individual service agreements.
Updates and improvements to our analytical methodologies, tools, and website functionality are implemented periodically to enhance service quality and maintain professional standards.
Intellectual Property Rights
Our Content and Materials
All content on this website, including but not limited to text, graphics, logos, images, analytical frameworks, methodologies, and software, is the property of Arbor Quant or its licensors and is protected by copyright, trademark, and other intellectual property laws.
Client-Specific Deliverables
For analytical reports and documentation prepared specifically for clients:
- • Clients receive a license to use the delivered analysis for their personal or business decision-making purposes
- • The underlying methodologies, frameworks, and analytical tools remain our intellectual property
- • Clients may share reports with their professional advisors under appropriate confidentiality agreements
- • Commercial resale or public distribution of our analysis is prohibited without written permission
User-Submitted Content
Any information, data, or materials you provide to us remain your property. By submitting content, you grant us a license to use it for the purpose of providing our services to you. We maintain confidentiality of client information as outlined in our Privacy Policy.
Trademarks
Arbor Quant and our logo are trademarks. You may not use these marks without our prior written consent. All other trademarks appearing on our website are the property of their respective owners.
Payment Terms and Pricing
For clients engaging our analytical services:
- • Pricing Transparency: Service pricing is provided before engagement begins. Prices are quoted in British Pounds (GBP) unless otherwise specified.
- • Payment Schedule: Payment terms are specified in individual service agreements. Standard practice is payment upon delivery of completed analysis.
- • Additional Services: Any work beyond the initially agreed scope requires separate authorization and may incur additional fees.
- • Refund Policy: Refund terms, if applicable, are outlined in individual service agreements and depend on the stage of work completion.
We reserve the right to modify our pricing structure. Changes will not affect engagements already in progress under previously agreed terms.
Disclaimers and Limitations
Important Disclaimers:
- • Our services provide analytical frameworks and documented findings but do not constitute financial advice, investment recommendations, or legal counsel
- • We are not a financial advisory firm, investment adviser, or broker-dealer
- • Analysis is based on information provided by clients and publicly available data; we cannot guarantee the accuracy of third-party information
- • Financial projections and scenarios represent potential outcomes under stated assumptions, not guarantees of future results
- • We do not accept responsibility for decisions made based on our analysis; clients bear sole responsibility for their financial decisions
Our website and services are provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the operation of our website, the accuracy of content, or the results of our services beyond what is explicitly stated in individual service agreements.
To the fullest extent permitted by law, we disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
Limitation of Liability
To the maximum extent permitted by applicable law:
- • We shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services
- • Our total liability for any claims related to our services shall not exceed the amount paid by you for the specific service giving rise to the claim
- • We are not liable for losses resulting from your reliance on analysis without consulting appropriate professional advisors
- • We are not responsible for losses arising from inaccurate information provided by clients or third-party sources
These limitations apply regardless of the legal theory on which a claim is based, including negligence, breach of contract, or other grounds.
Indemnification
You agree to indemnify, defend, and hold harmless Arbor Quant, its officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with:
- • Your use of our website or services
- • Your violation of these Terms of Service
- • Your violation of any rights of another party
- • Inaccurate or misleading information you provide
Governing Law and Dispute Resolution
Governing Law
These Terms of Service are governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions.
Jurisdiction
Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Dispute Resolution
Before initiating formal legal proceedings, we encourage parties to attempt resolution through:
- • Direct communication and good-faith negotiation
- • Mediation by a mutually agreed neutral third party
Termination
We reserve the right to terminate or suspend access to our services immediately, without prior notice or liability, for any reason, including but not limited to:
- • Violation of these Terms of Service
- • Provision of false or misleading information
- • Fraudulent, abusive, or illegal activity
- • Non-payment of fees for services rendered
Upon termination, your right to use our services ceases immediately. Provisions of these terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.
Changes to Terms of Service
We reserve the right to modify or replace these Terms of Service at any time. Material changes will be communicated through:
- • Prominent notice on our website
- • Email notification to active clients
- • Updated "Last updated" date on this page
Changes become effective immediately upon posting. Your continued use of our website or services after changes are posted constitutes acceptance of the modified terms.
For significant changes affecting existing service agreements, we will provide reasonable notice and opportunity to discuss how changes may affect ongoing engagements.
Severability and Waiver
Severability
If any provision of these Terms of Service is found to be unenforceable or invalid under applicable law, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.
Waiver
No waiver of any term of these Terms of Service shall be deemed a further or continuing waiver of such term or any other term. Our failure to assert any right or provision under these terms shall not constitute a waiver of such right or provision.
Contact Information
If you have questions about these Terms of Service, please contact us:
Arbor Quant
15 Finsbury Square
London EC2A 1AH
United Kingdom
Email: [email protected]
Phone: +44 20 7438 9274